ANALYSIS OF PROFITABILITY RATES IN BANK CREDITING


                               Dragoş Ilie, “Spiru Haret” University

ABSTRACT. This paper aims to analyze rates of return for the diagnosis of an economic
entity aiming to be credited. The methodology used consists in reporting some impact on work
or certain balance sheets. The main results of research lead to the conclusion that on the one
hand, rates of return analysis should be correlated with other indicators of economic activity
at the trader level in order to reflect a more complete picture of the activity, and on the other
hand, that the role of profit should not be fetishized.

Key words: economic profitability, financial profitability, commercial profitability, real return on
equity

JEL codes: G32