ADECVAREA CAPITALULUI – ELEMENT FUNDAMENTAL AL REGLEMENTARILOR BANCARE / CAPITAL ADEQUACY - FUNDAMENTAL ELEMENT OF BANKING REGULATIONS Asistent univ. drd. Daschievici Anişoara Niculina - Universitatea „Ştefan cel Mare” Suceava, email: anisoara_1978@yahoo.com Abstract: The banking capital, also it has a relative reduced weight in the banking balance sheet, represents a fundamental element concerning the gestion of any kind of risks with that it confronts a banking society. The adaptable of the capital like the restricted measure imposed to the banks, represents the based preoccupation for the banking settlement, because a banking system make from deeply capitalized banks, it will overtake more easier a lot of intern obstacle. Keywords: capital, bank, intern obstacle JEL codes: G21, G28