CONSIDERATII PRIVIND GESTIONAREA RISCULUI DE LICHIDITATE ÎN INSTITUTIILE DE CREDIT / ISSUES IN LIQUIDITY RISK MANAGEMENT IN CREDIT INSTITUTIONS Asist. Univ. Drd. Anamaria Popa - Universitatea Bogdan Voda Cluj-Napoca, e-mail: anyiap@gmail.com Abstract: Liquidity can be defined as the capacity of assets to transform quickly and with minimal costs in liquid money (cash or available bank accounts) for the financing of the banking sector’s current operations. Liquidity is a general characteristic of the banking assets, posing a problem for the management of banking assets and liabilities. Keywords: liquidity, asset, liability JEL codes: G21, G29