RISK MANAGEMENT - A PART OF BANK MANAGEMENT

                        Assistant PhD Student Ioana Murariu
                               Spiru Haret University


        Abstract: Every economic activity involves a risk, but the bank’s activity is the
most risky because it’s based, mainly, on promises and prognostications regarding the
businesses of the lended customers. However, the banks are the most prosperous
institutes in the world. The secret is an adequate risk management. The responsability of
the bank’s management is infinitly larger than the management of an ordinary company,
through the impact which the crash of a bank may induce in the economic, financial and
social life of the region where the bank is carrying it’s activity.

       Keywords: risk, risk management, customer

       JEL codes: G20, G21, G29